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RMB Insurance Agency is an independent brokerage with the ability to offer a wide range of policies and plans to meet your specific business or personal requirements. Let us worry about your future so you can enjoy your present. Minnesota Insurance Agency You Can Trust

RMB INSURANCE AGENCY

LIFE'S A JOURNEY, LET'S PROTECT IT!

Why Choose RMBIA as Your Minnesota Insurance Agency?

We go beyond offering competitive rates; we provide a comprehensive suite of services designed to make your insurance experience seamless and stress-free. Our commitment goes beyond mere transactions – we are your partners in navigating the intricate world of insurance. Discover the difference for yourself, let us simplify your insurance journey.

Trusted Insurance Company in Minnesota

Homeowners Insurance in Minnesota – Protect Your Property

Your home is more than just a place to live — it’s one of your most valuable assets. At RMBIA Insurance Agency, we provide comprehensive homeowners insurance in Minnesota to help protect your house and everything inside it.

A standard homeowners policy helps cover the cost to repair or rebuild your home after unexpected events such as:

Fire or smoke damage
Theft or vandalism
Storm damage from wind, hail, or lightning
Falling trees or other sudden accidents

In addition to the structure of your home, most policies also cover furniture, clothing, and personal belongings, giving you peace of mind that your property is protected inside and out.

Life can be unpredictable, but the right coverage ensures your home and family are secure.

Click the “Get a Quote” button today to request a personalized home insurance quote in Minnesota, tailored to your needs and budget.

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Business Insurance in Minnesota – Protect Your Company’s Future

Running a business takes hard work, dedication, and vision. At RMBIA Insurance Agency, we provide business insurance in Minnesota designed to safeguard your company against unexpected risks.

Business insurance helps cover the costs of:

Property damage from fire, theft, or weather
Liability claims if someone is injured on your premises
Legal fees and settlements from lawsuits
Loss of income from covered disruptions

Without proper coverage, Minnesota business owners may face paying these costs out-of-pocket — a risk that can threaten even the strongest companies. With RMBIA, you get personalized coverage options that protect your investment and keep your entrepreneurial dream alive.

Click the “Get a Quote” button today to request a customized business insurance quote in Minnesota tailored to your industry and budget.

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Life Insurance in Minnesota – Protect What Matters Most

Life insurance is more than just a policy — it’s peace of mind for your family’s future. At RMBIA Insurance Agency, we help Minnesota families choose the right life insurance coverage to protect loved ones when life’s uncertainties arise.

In simple terms, life insurance is a contract between you and your insurance provider. You pay a premium, and in return, the insurance company provides a payout (called a death benefit) to your beneficiaries. This financial support can help cover:

Mortgage or rent payments
Daily living expenses
Education costs
Outstanding debts
Funeral expenses

Life is beautiful, but it can also be unpredictable. Having the right coverage ensures your family is taken care of no matter what.

👉 Click the “Get a Quote” button today to request a personalized life insurance quote in Minnesota — tailored to your needs and budget.

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Auto Insurance in Minnesota – Drive with Confidence

At RMBIA Insurance Agency, we make it simple to protect yourself, your passengers, and your vehicle with affordable auto insurance in Minnesota.

Auto insurance is a contract between you and your insurance company: you pay a premium, and in return, the insurer helps cover financial losses from events like:

Car accidents and collisions
Vehicle theft or vandalism
Damage from fire, hail, or falling objects
Liability for injuries or property damage caused to others

Having the right policy means you won’t face these unexpected costs alone — your coverage steps in to keep you financially secure on the road.

Click the “Get a Quote” button today to request a personalized car insurance quote in Minnesota, tailored to your needs and budget.

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Commercial Auto Insurance in Minnesota – Protect Your Trucks & Cargo

At RMBIA Insurance Agency, we understand the unique needs of the for-hire trucking industry in Minnesota. Our commercial auto insurance policies are designed to protect both your vehicles and the valuable freight you carry.

Coverage options include:

Auto Liability – protection for bodily injury and property damage claims
Trailer Interchange – coverage for non-owned trailers under a trailer interchange agreement
Auto Physical Damage – safeguards your trucks from collision, theft, fire, or other risks
Motor Truck Cargo Insurance – covers the freight or commodities hauled against loss or damage caused by fire, collision, or striking of a load

Whether you operate a single truck or a full fleet, RMBIA provides tailored coverage that keeps your business moving forward with confidence.

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Condo Insurance in Minnesota – HO-6 Policies for Condo Owners

Your condo is more than just where you live — it’s your space, your investment, and your peace of mind. At RMBIA Insurance Agency, we provide HO-6 condo insurance in Minnesota to make sure your home and belongings are protected.

An HO-6 policy, also known as condo insurance, offers coverage for:

Personal Belongings – furniture, clothing, electronics, and more
Personal Liability – protection if someone is injured in your condo
Improvements & Alterations – coverage for upgrades like flooring, fixtures, or remodels
Loss of Use – helps cover temporary living expenses if your condo becomes uninhabitable

Every condo association’s master policy is different — which means your personal coverage needs to fill the gaps. RMBIA works with you to customize a policy that keeps your condo and lifestyle secure.

Click “Get a Quote” today to request a personalized Minnesota condo insurance quote tailored to your needs.

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Umbrella Insurance in Minnesota – Extra Protection for Peace of Mind

Sometimes your standard policies aren’t enough. That’s where umbrella insurance comes in. At RMBIA Insurance Agency, we offer umbrella insurance in Minnesota to provide an extra layer of financial protection when you need it most.

An umbrella policy extends beyond the limits of your existing coverage and can help protect you against:

Injuries – medical bills and liability costs if someone is hurt in an accident
Property Damage – coverage for damages that exceed your homeowners or auto policy limits
Lawsuits – protection against certain legal claims and associated costs
Personal Liability – additional coverage for unexpected situations that put your assets at risk

Umbrella insurance ensures that even in the face of costly accidents or lawsuits, your financial future — and your family’s — stays protected.

Click “Get a Quote” today to request a personalized umbrella insurance quote in Minnesota, tailored to your coverage needs.

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Specialty Insurance in Minnesota – Protection for What Matters Most

Coverage For Your Unique Needs

Not everything fits into a standard policy. That’s why specialty insurance exists — to protect the unique or valuable items in your life that aren’t typically covered by homeowners, auto, or business insurance.

At RMBIA Insurance Agency, we provide specialty insurance in Minnesota for items such as:

Jewelry, fine art, and collectibles
Boats, recreational vehicles, and classic cars
High-value personal property
Other unique assets not covered under standard policies

Specialty insurance ensures your one-of-a-kind items are protected against loss, theft, or damage. When your needs go beyond the ordinary, RMBIA helps you find coverage that gives you peace of mind.

👉 Click “Get a Quote” today to request a personalized specialty insurance quote in Minnesota tailored to your unique needs.

Renters Insurance in Minnesota – Protect Your Belongings & Peace of Mind

Even if you don’t own your home, your belongings and liability still need protection. At RMBIA Insurance Agency, we provide affordable renters insurance in Minnesota to safeguard what matters most.

A renters insurance policy helps cover:

Personal Property – protection for furniture, electronics, clothing, and valuables against theft, fire, or water damage
Liability Coverage – if someone is injured in your rental and you’re held responsible
Loss of Use – living expenses if your rental becomes uninhabitable due to a covered event

Whether you rent an apartment, condo, or house, renters insurance ensures you’re not left paying out-of-pocket for unexpected losses.

Click the “Get a Quote” button today to request a personalized renters insurance quote in Minnesota, tailored to your lifestyle and budget.

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Boat Insurance in Minnesota – Protect Your Watercraft & Passengers

Minnesota is the Land of 10,000 Lakes — and owning a boat means fun, but also responsibility. At RMBIA Insurance Agency, we provide tailored boat insurance in Minnesota to keep you, your passengers, and your watercraft protected.

A boat insurance policy can help cover:

Liability Protection – if you injure someone or damage another person’s property while boating
Physical Damage – repair or replacement costs if your boat or personal watercraft is damaged in an accident
Comprehensive Coverage – protection against theft, fire, or storm-related damage
Medical Payments – coverage for injuries sustained in a boating accident

With the right coverage, you can enjoy the water knowing you’re protected from the unexpected.

Click the “Get a Quote” button today to request a personalized boat insurance quote in Minnesota that fits your needs and lifestyle.

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Motorcycle Insurance in Minnesota – Ride with Confidence

Just like your helmet and safety gear, motorcycle insurance is essential for protecting yourself on the open road. At RMBIA Insurance Agency, we provide affordable and reliable motorcycle insurance in Minnesota so you can enjoy the ride with peace of mind.

A motorcycle insurance policy can help cover:

Repairs & Replacement Costs – if your bike is damaged or totaled in an accident
Medical Bills – coverage for injuries to you or others in a crash
Property Damage – protection if your motorcycle damages someone else’s vehicle or property
Comprehensive Coverage – for theft, fire, or non-collision incidents

With the right coverage, you can focus on the freedom of the road knowing you’re financially protected.

Click “Get a Quote” today to request a personalized motorcycle insurance quote in Minnesota tailored to your riding needs.

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AAA Membership

Road Side Assistance That Follows

The Person, Not The Car!

AAA membership includes roadside assistance, traveling discounts, repair services, and additional benefits that vary from plan to plan. Regardless of your plan, you will get free tire replacement, four roadside assistance calls per year, and free fuel delivery. Your AAA membership is a membership for life. Use it every day to get discounts and deals at places to shop around town from restaurant deals, hotel deals, movie tickets, and more.

Lenny Hoisington

Reid is always there for you and truly has your best interest in mind. Whether he is quoting or helping you through a claim he is fighting for you the whole time. He has always been honest with me on what my best options are, what I need and even if he thinks I may have a better option than he can provide. I absolutely trust him with all of my insurance needs.

Client's Testimonials

Doug Schommer

Upstanding fella. Hard working and always gets back to me. I've had a lot of insurance agents, but Reid is by far the best!

Jordan Draper

Reid is the best auto insurance, life insurance and home insurance broker / agent anyone could ask for in Minnesota, Wisconsin and Iowa. He is so helpful, patient and kind. He helps me through any questions I have and will sit down with me as long as I have questions. I am so grateful for his help! I love that he looks at multiple insurance carriers to find me the best deal.

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Ready for peace of mind? Start with a quick quote!

Personal Lines Insurance

Commercial Lines Insurance

HELPING TODAY FOR A BETTER TOMORROW

RMB INSURANCE AGENCY

LIFE'S A JOURNEY, LET'S PROTECT IT!

Life Insurance in Minnesota – Protect What Matters Most

Client's Testimonials

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