Protecting Your Investment Property
Landlord insurance protects the home or structure you rent and provides liability coverage. Liability coverage pays for lawsuits against you or things that are your fault. For example, liability protects you if your tenant sues you because they had a slip and fall accident on the stairs because the handrail was broken. Like homeowners insurance, landlord insurance will protect your property against fire, lightning, wind, hail, etc. It will also cover you when dealing with tenants.